PARLIU FINANCE LIMITED
Affordable Loans, Bigger Savings!
Parliu Finance Limited is a 100% locally owned SME offering affordable and reliable personal loans designed to meet the financial needs of individuals during this economic downturn. Our loan products cater specifically to salaried employees in both the public and private sectors, providing flexible terms and low-interest rates. Our goal is to empower employees by offering financial relief while ensuring minimal disruption to their daily lives and work environments.
Loan Products
Public Servants' Personal Loan
This product is tailored for public servants and employees of state-owned enterprises (SOEs) who receive their salaries through Alesco payroll system
Private Sector Employee Loan
This short-term loan product is specifically designed for private sector employees to assist with financial needs such as school fees, medical bills, and funeral expenses
Key Processes
1. Meet Eligibility
- Employed in public sector or SOEs with salary processed via the Alesco Payroll System or equivalent.
- Employed in private sector organization with a Counterparty Agreement with Parliu Finance Limited, operational in PNG for at least 10 years, and equipped with a reliable payroll system.
2. Meet Requirments
- Two copies of current payslips, stamped and signed.
- A valid employment ID (Driver’s License/NID/Passport).
- An HR Confirmation Letter detailing employment status, years of service, net pay, contract tenure, disciplinary record, leave and termination clauses, job stability, and a commitment to notify regarding changes. For government employees, this should also confirm annual salary and allowances verified by senior HR.
- Relevant payroll documents, such as Permanent Variation Advice (PVA), ISDA, or Payroll Deduction Advice (PDA).
- A bank account statement for the salary account, covering up to the current date (one month for government employees).
3. Apply for Loan
Our streamlined approval process ensures you can access your funds within 24 hours. With the friendly and skilled loan specialists on hand we can guide you toward the ideal loan options for your financial needs. To apply for a Loan product, simply download the Loan application form, fill it and attach the required documents and send to us for processing. For more information regarding the loan products please visit our Products & Services
4. Loan Approval
Life can be unpredictable, and we’re here to support you when financial needs arise. With our straightforward application process, securing a loan is simple and fast. Our dedicated team is here to offer exceptional service from start to finish, helping you find a loan solution that’s tailored to your specific needs and circumstances.
5. Lending of Loan
The seamless loan process ensures quick approvals with flexible terms, tailored to meet financial needs. Visit us now to apply online or via form submission.
Download Application Forms & Repayment Schedules below.
Why Partner with Parliu Finance Limited?
- Enhance employee morale and productivity by alleviating financial stress.
- Secure and transparent loan process ensures compliance and reduces risks.
- Strong partnership with an established local financial service provider.
Loan Benefits
1. Competitive Interest Rates:
Fixed lowest fortnightly interest rate from 7-52 fortnights.
2. Same-Day Processing:
Quick access to funds for urgent needs.
3. Direct Payroll Deduction System:
Streamlined repayment process to ensure minimal financial burden on employees.
4. Financial Relief:
Reduces reliance on high-interest loans.
